Solutions for the Underserved

Everyday people have everyday financial needs and those needs are only growing. For many, accessing additional cash is painful because they don’t meet “prime” standards or expensive, high-interest products don’t meet their needs. They’re good people. They have jobs. They take their commitments seriously, and they pay their bills on time. They’re dreamers, achievers and entrepreneurs. Yet, they remain financially underserved, known only by a FICO score.

Understanding Consumers’ Needs


Live paycheck to paycheck**


Have less than $1,000 in
their savings account***


Over 88 million have
FICO scores less than 700


Don’t have access to $400
for an emergency expense

The application process was quick and simple. Customer service answers all my questions and concerns promptly. Love the paperless billing!

Cathysa N.

I was so happy I qualified for a Fortiva MasterCard. The interest rate is fair and competitive. I use my card wisely and am happy with all aspects of it.

Jessica G.

I have almost no credit history and am transitioning careers. Fortiva gave me credit and the ability to purchase the things I need to move forward. The app is easy to use and I am notified of every payment and purchase.

Mel G.

I’m enjoying my new card. The courteous customer service and frequently updated on card activity are two of my favorite things about the card. Overall one of the best credit cards I’ve had with great benefits.

Tammy C.

The credit approval was a no hassle experience. The card was received in a timely manner as promised and the purchasing process from the retailer has been no hassle. I plan to utilize this card to rebuild my credit. Thank you for this opportunity.

Vicki S.